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Zacks Company Profile for Huntington Bancshares Incorporated (HBAN : NSDQ)

• Company Description    Huntington Bancshares Inc. is a multi-state diversified regional bank holding company. The Huntington National Bank, and its affiliates provide full-service commercial, small business, and consumer banking services; mortgage banking services; treasury management and foreign exchange services; equipment leasing; wealth and investment management services; trust services; brokerage services; customized insurance brokerage and service programs; and other financial products and services. It operates through four major segments: Consumer and Business Banking segment, Commercial Banking, and Vehicle Finance. Number of Employees: 20,424

• Price / Volume Information    Yesterday's Closing Price: $15.92 Daily Weekly Monthly 20 Day Moving Average: 19,519,316 shares Shares Outstanding: 2,027.13 (millions) Market Capitalization: $32,271.93 (millions) Beta: 0.96 52 Week High: $19.46 52 Week Low: $14.89 Short Interest Ratio:   % Price Change % Price Change Relative to S&P 500 4 Week -5.41% -10.03% 12 Week -9.24% -16.09% Year To Date -8.24% -16.01%

• Address & Contact Information Street Address Phone / Fax Email Address Web URL 41 S HIGH ST - COLUMBUS,OH 43287 USA ph: 614-480-2265 fax: 614-480-3761 huntington.investor.relations@huntington.com http://www.huntington.com

• General Corporate Information    Officers Stephen D. Steinour - Chairman; President; Chief Executi Officer and Dir Zachary Wasserman - Senior Executive Vice President; Chief Financial O Nancy E. Maloney - Executive Vice President and Controller Ann B. Crane - Director Alice Rodriguez - Director Peer Information Huntington Bancshares Incorporated (CNBA) Huntington Bancshares Incorporated (CNBD) Huntington Bancshares Incorporated (ASB) Huntington Bancshares Incorporated (CFIC) Huntington Bancshares Incorporated (OSBC) Huntington Bancshares Incorporated (FMBI) Industry / Sector / Ticker Info Analyst Coverage: No Industry Group: BANKS-MIDWEST Sector: Finance CUSIP: 446150104 SIC: 6021 Fiscal Year Fiscal Year End: December Last Reported Quarter: 03/01/26 Next Expected EPS Date: 07/17/26 Share - Related Items Shares Outstanding: 2,027.13 Most Recent Split Date: 7.00 (1.10:1) Beta: 0.96 Market Capitalization: $32,271.93 (millions)

• EPS Information     • Dividend Information Analyst Coverage: No Dividend Yield: 3.89% Current Fiscal Quarter EPS Consensus Estimate: $0.39 Indicated Annual Dividend: $0.62 Current Fiscal Year EPS Consensus Estimate: $1.62 Payout Ratio: 0.41 Number of Estimates in the Fiscal Year Consensus: 7.00 Change In Payout Ratio: -0.03 Estmated Long-Term EPS Growth Rate: 13.43% Last Dividend Paid: 03/18/2026 - $0.16 Next EPS Report Date: 07/17/26

• Fundamental Ratios P/E Current FY Estimate: 9.85 Trailing 12 Months: 10.47 PEG Ratio: 0.73 Price Ratios Price/Book: 1.09 Price/Cash Flow: 7.97 Price / Sales: 2.43 EPS Growth vs. Year Ago Period: 8.82% vs. Previous Quarter: 0.00% Sales Growth vs. Year Ago Period: 26.32% vs. Previous Quarter: 16.05% ROE 03/31/26 - 11.42 12/31/25 - 11.98 09/30/25 - 12.14 ROA 03/31/26 - 1.11 12/31/25 - 1.11 09/30/25 - 1.09 Current Ratio 03/31/26 - 0.93 12/31/25 - 0.93 09/30/25 - 0.92 Quick Ratio 03/31/26 - 0.92 12/31/25 - 0.92 09/30/25 - 0.91 Operating Margin 03/31/26 - 19.34 12/31/25 - 18.88 09/30/25 - 18.44 Net Margin 03/31/26 - 16.63 12/31/25 - 17.71 09/30/25 - 18.06 Pre-Tax Margin 03/31/26 - 20.17 12/31/25 - 21.53 09/30/25 - 22.15 Book Value 03/31/26 - 14.65 12/31/25 - 13.87 09/30/25 - 13.40 Inventory Turnover 03/31/26 - 3.24 12/31/25 - 3.55 09/30/25 - 4.53 Debt-to-Equity 03/31/26 - 0.73 12/31/25 - 0.80 09/30/25 - 0.89 Debt-to-Capital 03/31/26 - 39.86 12/31/25 - 41.40 09/30/25 - 43.72

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