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Zacks Company Profile for Huntington Bancshares Incorporated (HBAN : NSDQ)

• Company Description    Huntington Bancshares Inc. is a multi-state diversified regional bank holding company. The Huntington National Bank, and its affiliates provide full-service commercial, small business, and consumer banking services; mortgage banking services; treasury management and foreign exchange services; equipment leasing; wealth and investment management services; trust services; brokerage services; customized insurance brokerage and service programs; and other financial products and services. It operates through four major segments: Consumer and Business Banking segment, Commercial Banking, and Vehicle Finance. Number of Employees: 19,932

• Price / Volume Information    Yesterday's Closing Price: $17.35 Daily Weekly Monthly 20 Day Moving Average: 18,373,684 shares Shares Outstanding: 1,459.39 (millions) Market Capitalization: $25,320.43 (millions) Beta: 0.95 52 Week High: $18.04 52 Week Low: $11.92 Short Interest Ratio:   % Price Change % Price Change Relative to S&P 500 4 Week 1.46% 1.63% 12 Week 6.18% 4.47% Year To Date 0.00% 0.00%

• Address & Contact Information Street Address Phone / Fax Email Address Web URL 41 S HIGH ST - COLUMBUS,OH 43287 USA ph: 614-480-2265 fax: 614-480-3761 huntington.investor.relations@huntington.com http://www.huntington.com

• General Corporate Information    Officers Stephen D. Steinour - Chairman; President; Chief Executive Officer and D Zachary Wasserman - Senior Executive Vice President and Chief Financia Nancy E. Maloney - Executive Vice President and Controller Alanna Y. Cotton - Director Ann B. Crane - Director Peer Information Huntington Bancshares Incorporated (CNBA) Huntington Bancshares Incorporated (CNBD) Huntington Bancshares Incorporated (ASB) Huntington Bancshares Incorporated (CFIC) Huntington Bancshares Incorporated (OSBC) Huntington Bancshares Incorporated (FMBI) Industry / Sector / Ticker Info Analyst Coverage: No Industry Group: BANKS-MIDWEST Sector: Finance CUSIP: 446150104 SIC: 6021 Fiscal Year Fiscal Year End: December Last Reported Quarter: 09/01/25 Next Expected EPS Date: 01/22/26 Share - Related Items Shares Outstanding: 1,459.39 Most Recent Split Date: 7.00 (1.10:1) Beta: 0.95 Market Capitalization: $25,320.43 (millions)

• EPS Information     • Dividend Information Analyst Coverage: No Dividend Yield: 3.57% Current Fiscal Quarter EPS Consensus Estimate: $0.38 Indicated Annual Dividend: $0.62 Current Fiscal Year EPS Consensus Estimate: $1.70 Payout Ratio: 0.42 Number of Estimates in the Fiscal Year Consensus: 9.00 Change In Payout Ratio: -0.05 Estmated Long-Term EPS Growth Rate: 17.74% Last Dividend Paid: 12/18/2025 - $0.16 Next EPS Report Date: 01/22/26

• Fundamental Ratios P/E Current FY Estimate: 10.19 Trailing 12 Months: 11.88 PEG Ratio: 0.57 Price Ratios Price/Book: 1.29 Price/Cash Flow: 9.73 Price / Sales: 2.06 EPS Growth vs. Year Ago Period: 21.21% vs. Previous Quarter: 5.26% Sales Growth vs. Year Ago Period: 4.87% vs. Previous Quarter: 6.64% ROE 12/31/25 - - 09/30/25 - 12.14 06/30/25 - 11.81 ROA 12/31/25 - - 09/30/25 - 1.09 06/30/25 - 1.06 Current Ratio 12/31/25 - - 09/30/25 - 0.92 06/30/25 - 0.89 Quick Ratio 12/31/25 - - 09/30/25 - 0.91 06/30/25 - 0.89 Operating Margin 12/31/25 - - 09/30/25 - 18.44 06/30/25 - 17.86 Net Margin 12/31/25 - - 09/30/25 - 18.06 06/30/25 - 17.36 Pre-Tax Margin 12/31/25 - - 09/30/25 - 22.15 06/30/25 - 21.37 Book Value 12/31/25 - - 09/30/25 - 13.40 06/30/25 - 13.01 Inventory Turnover 12/31/25 - - 09/30/25 - 4.53 06/30/25 - 4.98 Debt-to-Equity 12/31/25 - - 09/30/25 - 0.89 06/30/25 - 0.92 Debt-to-Capital 12/31/25 - - 09/30/25 - 43.72 06/30/25 - 45.44

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