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Zacks Company Profile for First Internet Bancorp (INBK : NSDQ)

• Company Description    First Internet Bancorp is a bank holding company that conducts its business activities through its subsidiary, First Internet Bank of Indiana. The Bank operates through the internet primarily in the United States. Its services includes checking accounts, regular and money market savings accounts, consumer loans, conforming mortgages, jumbo mortgages, home equity loans and lines of credit, and commercial loans. First Internet Bancorp is based in Indianapolis, United States. Number of Employees: 326

• Price / Volume Information    Yesterday's Closing Price: $23.93 Daily Weekly Monthly 20 Day Moving Average: 34,087 shares Shares Outstanding: 8.71 (millions) Market Capitalization: $208.50 (millions) Beta: 0.80 52 Week High: $43.26 52 Week Low: $19.54 Short Interest Ratio:   % Price Change % Price Change Relative to S&P 500 4 Week 2.31% 0.46% 12 Week 2.88% -6.59% Year To Date -33.51% -40.63%

• Address & Contact Information Street Address Phone / Fax Email Address Web URL 8701 E.116TH STREET - FISHERS,IN 46038 USA ph: 317-532-7900 fax: 317-532-7901 investors@firstib.com http://www.firstinternetbancorp.com

• General Corporate Information    Officers David B. Becker - Chief Executive Officer and Chairman Nicole S. Lorch - Chief Operating Officer; President and Secretary Kenneth J. Lovik - Chief Financial Officer and Executive Vice Preside Aasif M. Bade - Director Justin P. Christian - Director Peer Information First Internet Bancorp (CNBKA) First Internet Bancorp (CNBI2) First Internet Bancorp (CNOB) First Internet Bancorp (FBNK.) First Internet Bancorp (FMBN) First Internet Bancorp (TBNK) Industry / Sector / Ticker Info Analyst Coverage: No Industry Group: BANKS-NORTHEAST Sector: Finance CUSIP: 320557101 SIC: 6022 Fiscal Year Fiscal Year End: December Last Reported Quarter: 06/01/25 Next Expected EPS Date: 10/22/25 Share - Related Items Shares Outstanding: 8.71 Most Recent Split Date: 6.00 (1.50:1) Beta: 0.80 Market Capitalization: $208.50 (millions)

• EPS Information     • Dividend Information Analyst Coverage: No Dividend Yield: 1.00% Current Fiscal Quarter EPS Consensus Estimate: $0.68 Indicated Annual Dividend: $0.24 Current Fiscal Year EPS Consensus Estimate: $1.68 Payout Ratio: 0.18 Number of Estimates in the Fiscal Year Consensus: 2.00 Change In Payout Ratio: 0.09 Estmated Long-Term EPS Growth Rate: % Last Dividend Paid: 06/30/2025 - $0.06 Next EPS Report Date: 10/22/25

• Fundamental Ratios P/E Current FY Estimate: 14.24 Trailing 12 Months: 17.86 PEG Ratio: - Price Ratios Price/Book: 0.53 Price/Cash Flow: 6.81 Price / Sales: 0.59 EPS Growth vs. Year Ago Period: -97.22% vs. Previous Quarter: -81.82% Sales Growth vs. Year Ago Period: 5.43% vs. Previous Quarter: -0.93% ROE 06/30/25 - 3.03 03/31/25 - 4.64 12/31/24 - 5.83 ROA 06/30/25 - 0.20 03/31/25 - 0.31 12/31/24 - 0.40 Current Ratio 06/30/25 - 0.93 03/31/25 - 0.94 12/31/24 - 0.94 Quick Ratio 06/30/25 - 0.90 03/31/25 - 0.93 12/31/24 - 0.93 Operating Margin 06/30/25 - 3.31 03/31/25 - 5.07 12/31/24 - 6.48 Net Margin 06/30/25 - 4.36 03/31/25 - 6.01 12/31/24 - 7.45 Pre-Tax Margin 06/30/25 - 3.98 03/31/25 - 6.28 12/31/24 - 8.12 Book Value 06/30/25 - 44.87 03/31/25 - 44.58 12/31/24 - 44.31 Inventory Turnover 06/30/25 - 3.11 03/31/25 - 5.44 12/31/24 - 5.65 Debt-to-Equity 06/30/25 - 0.95 03/31/25 - 1.29 12/31/24 - 1.04 Debt-to-Capital 06/30/25 - 48.66 03/31/25 - 56.33 12/31/24 - 51.03

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