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Zacks Company Profile for Jiayin Group Inc. Sponsored ADR (JFIN : NSDQ)

• Company Description    Jiayin Group Inc. provides online individual finance services. The Company's loan facilitation service mainly matches investors and borrowers. Jiayin Group Inc. is based in Shanghai, China. Number of Employees: 1,028

• Price / Volume Information    Yesterday's Closing Price: $5.80 Daily Weekly Monthly 20 Day Moving Average: 95,741 shares Shares Outstanding: 53.37 (millions) Market Capitalization: $309.54 (millions) Beta: 0.84 52 Week High: $19.23 52 Week Low: $5.73 Short Interest Ratio:   % Price Change % Price Change Relative to S&P 500 4 Week -19.11% -18.97% 12 Week -46.69% -47.55% Year To Date 0.00% 0.00%

• Address & Contact Information Street Address Phone / Fax Email Address Web URL 18TH FLOOR BUILDING NO.1 YOUYOU CENTURY PLAZA 428 SOUTH YANGGAO ROAD PUDONG - SHANGHAI,F4 200122 CHN ph: 86-21-6082-8732 fax: - None http://www.jiayinfintech.cn

• General Corporate Information    Officers Dinggui Yan - Founder; director and chief executive officer Chunlin Fan - Chief financial officer Libin Wang - Director and vice president of finance Yuhchang Hwang - Director Meng Rui - Director Peer Information Jiayin Group Inc. Sponsored ADR (ADP) Jiayin Group Inc. Sponsored ADR (CWLD) Jiayin Group Inc. Sponsored ADR (CYBA.) Jiayin Group Inc. Sponsored ADR (ZVLO) Jiayin Group Inc. Sponsored ADR (AZPN) Jiayin Group Inc. Sponsored ADR (ATIS) Industry / Sector / Ticker Info Analyst Coverage: No Industry Group: INTERNET SOFTWARE Sector: Computer and Technology CUSIP: 47737C104 SIC: 6199 Fiscal Year Fiscal Year End: December Last Reported Quarter: 09/01/25 Next Expected EPS Date: 03/26/26 Share - Related Items Shares Outstanding: 53.37 Most Recent Split Date: (:1) Beta: 0.84 Market Capitalization: $309.54 (millions)

• EPS Information     • Dividend Information Analyst Coverage: No Dividend Yield: 13.62% Current Fiscal Quarter EPS Consensus Estimate: $ Indicated Annual Dividend: $0.79 Current Fiscal Year EPS Consensus Estimate: $ Payout Ratio: 0.17 Number of Estimates in the Fiscal Year Consensus: Change In Payout Ratio: 0.09 Estmated Long-Term EPS Growth Rate: % Last Dividend Paid: NA - $0.00 Next EPS Report Date: 03/26/26

• Fundamental Ratios P/E Current FY Estimate: - Trailing 12 Months: 1.28 PEG Ratio: - Price Ratios Price/Book: 0.51 Price/Cash Flow: 2.10 Price / Sales: 0.34 EPS Growth vs. Year Ago Period: 44.44% vs. Previous Quarter: -23.53% Sales Growth vs. Year Ago Period: 0.30% vs. Previous Quarter: -21.57% ROE 12/31/25 - - 09/30/25 - 45.63 06/30/25 - 47.37 ROA 12/31/25 - - 09/30/25 - 25.33 06/30/25 - 26.34 Current Ratio 12/31/25 - - 09/30/25 - 1.69 06/30/25 - 1.62 Quick Ratio 12/31/25 - - 09/30/25 - 1.69 06/30/25 - 1.62 Operating Margin 12/31/25 - - 09/30/25 - 26.18 06/30/25 - 24.60 Net Margin 12/31/25 - - 09/30/25 - 26.18 06/30/25 - 24.60 Pre-Tax Margin 12/31/25 - - 09/30/25 - 32.30 06/30/25 - 30.19 Book Value 12/31/25 - - 09/30/25 - 11.33 06/30/25 - 10.18 Inventory Turnover 12/31/25 - - 09/30/25 - - 06/30/25 - - Debt-to-Equity 12/31/25 - - 09/30/25 - 0.00 06/30/25 - 0.00 Debt-to-Capital 12/31/25 - - 09/30/25 - 0.00 06/30/25 - 0.00

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