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Zacks Company Profile for Lincoln National Corporation (LNC : NYSE)

• Company Description    Lincoln National Corp. is a diversified life insurance and investment management company. Operating under the name of Lincoln Financial Group, the company's primary subsidiaries are Lincoln National Life Insurance Company (LNL), First Penn-Pacific Life Insurance Company, Lincoln Life & Annuity Company of New York, Delaware Management Holdings Inc., Lincoln National (U.K.) Plc, Lincoln Financial Advisors (LFA), and Lincoln Financial Distributors (LFD). Number of Employees: 9,783

• Price / Volume Information    Yesterday's Closing Price: $44.53 Daily Weekly Monthly 20 Day Moving Average: 1,363,937 shares Shares Outstanding: 189.94 (millions) Market Capitalization: $8,457.99 (millions) Beta: 1.32 52 Week High: $46.71 52 Week Low: $27.58 Short Interest Ratio:   % Price Change % Price Change Relative to S&P 500 4 Week 4.68% 4.86% 12 Week 11.58% 9.78% Year To Date 0.00% 0.00%

• Address & Contact Information Street Address Phone / Fax Email Address Web URL 150 N RADNOR CHESTER RD - RADNOR,PA 19087 USA ph: 484-583-1400 fax: 215-448-3962 investorrelations@lfg.com http://www.lincolnfinancial.com

• General Corporate Information    Officers Ellen G. Cooper - Chief Executive Officer; President and Director Christopher Neczypor - Executive Vice President and Chief Financial Offic Adam Cohen - Senior Vice President; Chief Accounting Officer an Deirdre P. Connelly - Director William H. Cunningham - Director Peer Information Lincoln National Corporation (AGC.) Lincoln National Corporation (T.GWO) Lincoln National Corporation (AMH.2) Lincoln National Corporation (CSLI.) Lincoln National Corporation (CIA) Lincoln National Corporation (DFG) Industry / Sector / Ticker Info Analyst Coverage: No Industry Group: INS-LIFE Sector: Finance CUSIP: 534187109 SIC: 6311 Fiscal Year Fiscal Year End: December Last Reported Quarter: 09/01/25 Next Expected EPS Date: 02/05/26 Share - Related Items Shares Outstanding: 189.94 Most Recent Split Date: 6.00 (2.00:1) Beta: 1.32 Market Capitalization: $8,457.99 (millions)

• EPS Information     • Dividend Information Analyst Coverage: No Dividend Yield: 4.04% Current Fiscal Quarter EPS Consensus Estimate: $1.71 Indicated Annual Dividend: $1.80 Current Fiscal Year EPS Consensus Estimate: $8.03 Payout Ratio: 0.23 Number of Estimates in the Fiscal Year Consensus: 6.00 Change In Payout Ratio: -0.06 Estmated Long-Term EPS Growth Rate: 12.74% Last Dividend Paid: 10/10/2025 - $0.45 Next EPS Report Date: 02/05/26

• Fundamental Ratios P/E Current FY Estimate: 5.55 Trailing 12 Months: 5.63 PEG Ratio: 0.44 Price Ratios Price/Book: 0.89 Price/Cash Flow: 5.78 Price / Sales: 0.46 EPS Growth vs. Year Ago Period: -0.97% vs. Previous Quarter: -13.56% Sales Growth vs. Year Ago Period: 10.80% vs. Previous Quarter: 12.64% ROE 12/31/25 - - 09/30/25 - 18.77 06/30/25 - 19.14 ROA 12/31/25 - - 09/30/25 - 0.38 06/30/25 - 0.38 Current Ratio 12/31/25 - - 09/30/25 - 0.28 06/30/25 - 0.26 Quick Ratio 12/31/25 - - 09/30/25 - 0.28 06/30/25 - 0.26 Operating Margin 12/31/25 - - 09/30/25 - 8.31 06/30/25 - 8.30 Net Margin 12/31/25 - - 09/30/25 - 11.49 06/30/25 - 6.34 Pre-Tax Margin 12/31/25 - - 09/30/25 - 13.75 06/30/25 - 7.24 Book Value 12/31/25 - - 09/30/25 - 49.84 06/30/25 - 45.16 Inventory Turnover 12/31/25 - - 09/30/25 - - 06/30/25 - - Debt-to-Equity 12/31/25 - - 09/30/25 - 0.61 06/30/25 - 0.67 Debt-to-Capital 12/31/25 - - 09/30/25 - 35.58 06/30/25 - 37.66

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