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Zacks Company Profile for Open Lending Corporation (LPRO : NSDQ)

• Company Description    Open Lending LLC, through its flagship product, Lenders Protection, offers loan analytics, risk-based pricing, risk modeling and default insurance, ensuring profitable auto loan portfolios for financial institutions. Open Lending LLC, formerly known as Nebula Acquisition Corporation, is based in AUSTIN, Texas. Number of Employees: 205

• Price / Volume Information    Yesterday's Closing Price: $1.45 Daily Weekly Monthly 20 Day Moving Average: 782,447 shares Shares Outstanding: 118.17 (millions) Market Capitalization: $171.35 (millions) Beta: 1.97 52 Week High: $6.80 52 Week Low: $0.78 Short Interest Ratio:   % Price Change % Price Change Relative to S&P 500 4 Week -23.28% -25.29% 12 Week -29.61% -32.53% Year To Date -75.71% -78.77%

• Address & Contact Information Street Address Phone / Fax Email Address Web URL 1501 S. MOPAC EXPRESSWAY SUITE 450 - AUSTIN,TX 78746 USA ph: 512-892-0400 fax: - investorrelations@openlending.com http://www.openlending.com

• General Corporate Information    Officers Jessica Buss - Chief Executive Officer and Director Charles D. Jehl - Interim Chief Financial Officer and Director Adam H. Clammer - Director Eric A. Feldstein - Director Blair J. Greenberg - Director Peer Information Open Lending Corporation (EZPW) Open Lending Corporation (FPLPY) Open Lending Corporation (FMACQ) Open Lending Corporation (ASFI) Open Lending Corporation (ACAR.) Open Lending Corporation (HI.) Industry / Sector / Ticker Info Analyst Coverage: No Industry Group: FIN-CONS LOANS Sector: Finance CUSIP: 68373J104 SIC: 6141 Fiscal Year Fiscal Year End: December Last Reported Quarter: 09/01/25 Next Expected EPS Date: 03/30/26 Share - Related Items Shares Outstanding: 118.17 Most Recent Split Date: (:1) Beta: 1.97 Market Capitalization: $171.35 (millions)

• EPS Information     • Dividend Information Analyst Coverage: No Dividend Yield: 0.00% Current Fiscal Quarter EPS Consensus Estimate: $0.01 Indicated Annual Dividend: $0.00 Current Fiscal Year EPS Consensus Estimate: $0.04 Payout Ratio: Number of Estimates in the Fiscal Year Consensus: 2.00 Change In Payout Ratio: Estmated Long-Term EPS Growth Rate: % Last Dividend Paid: NA - $0.00 Next EPS Report Date: 03/30/26

• Fundamental Ratios P/E Current FY Estimate: 36.25 Trailing 12 Months: - PEG Ratio: - Price Ratios Price/Book: 2.35 Price/Cash Flow: - Price / Sales: 1.79 EPS Growth vs. Year Ago Period: 200.00% vs. Previous Quarter: 200.00% Sales Growth vs. Year Ago Period: 2.95% vs. Previous Quarter: -4.51% ROE 09/30/25 - -68.79 06/30/25 - -48.33 03/31/25 - -35.88 ROA 09/30/25 - -17.98 06/30/25 - -17.09 03/31/25 - -15.48 Current Ratio 09/30/25 - 5.59 06/30/25 - 5.67 03/31/25 - 6.21 Quick Ratio 09/30/25 - 5.59 06/30/25 - 5.67 03/31/25 - 6.21 Operating Margin 09/30/25 - - 06/30/25 - - 03/31/25 - - Net Margin 09/30/25 - - 06/30/25 - - 03/31/25 - - Pre-Tax Margin 09/30/25 - -497.95 06/30/25 - -459.44 03/31/25 - -404.35 Book Value 09/30/25 - 0.62 06/30/25 - 0.67 03/31/25 - 0.67 Inventory Turnover 09/30/25 - - 06/30/25 - - 03/31/25 - - Debt-to-Equity 09/30/25 - 1.74 06/30/25 - 1.63 03/31/25 - 1.63 Debt-to-Capital 09/30/25 - 63.53 06/30/25 - 61.97 03/31/25 - 62.03

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