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Zacks Company Profile for LexinFintech Holdings Ltd. Sponsored ADR (LX : NSDQ)

• Company Description    LexinFintech Holdings Ltd. is an online consumer finance platform for educated young adults primarily in China. The Company provide technologies including big data, cloud computing and artificial intelligence. LexinFintech Holdings Ltd. is based in China. Number of Employees: 7,169

• Price / Volume Information    Yesterday's Closing Price: $0.81 Daily Weekly Monthly 20 Day Moving Average: 5,561,077 shares Shares Outstanding: 167.50 (millions) Market Capitalization: $135.21 (millions) Beta: 0.86 52 Week High: $5.94 52 Week Low: $0.78 Short Interest Ratio:   % Price Change % Price Change Relative to S&P 500 4 Week -43.55% -42.01% 12 Week -59.64% -60.12% Year To Date -75.32% -77.74%

• Address & Contact Information Street Address Phone / Fax Email Address Web URL 27/F CES TOWER 3099 KE YUAN SOUTH ROAD NANSHAN DISTRICT - SHENZHEN,F4 518057 CHN ph: 86-755-3637-8888 fax: - ir@lexin.com http://www.lexin.com

• General Corporate Information    Officers Jay Wenjie Xiao - Chief Executive Officer and Chairman of the Board James Xigui Zheng - Chief Financial Officer and Director Arvin Zhanwen Qiao - Chief Risk Officer and Director Wei Wu - Independent Director Xiaoguang Wu - Independent Director Peer Information LexinFintech Holdings Ltd. Sponsored ADR (EZPW) LexinFintech Holdings Ltd. Sponsored ADR (FPLPY) LexinFintech Holdings Ltd. Sponsored ADR (FMACQ) LexinFintech Holdings Ltd. Sponsored ADR (ASFI) LexinFintech Holdings Ltd. Sponsored ADR (ACAR.) LexinFintech Holdings Ltd. Sponsored ADR (HI.) Industry / Sector / Ticker Info Analyst Coverage: No Industry Group: FIN-CONS LOANS Sector: Finance CUSIP: 528877103 SIC: 6199 Fiscal Year Fiscal Year End: December Last Reported Quarter: 06/01/26 Next Expected EPS Date: 11/23/26 Share - Related Items Shares Outstanding: 167.50 Most Recent Split Date: (:1) Beta: 0.86 Market Capitalization: $135.21 (millions)

• EPS Information     • Dividend Information Analyst Coverage: No Dividend Yield: 37.26% Current Fiscal Quarter EPS Consensus Estimate: $ Indicated Annual Dividend: $0.30 Current Fiscal Year EPS Consensus Estimate: $ Payout Ratio: 0.36 Number of Estimates in the Fiscal Year Consensus: Change In Payout Ratio: 0.23 Estmated Long-Term EPS Growth Rate: % Last Dividend Paid: NA - $0.00 Next EPS Report Date: 11/23/26

• Fundamental Ratios P/E Current FY Estimate: - Trailing 12 Months: 0.96 PEG Ratio: - Price Ratios Price/Book: 0.08 Price/Cash Flow: 0.53 Price / Sales: 0.07 EPS Growth vs. Year Ago Period: -77.50% vs. Previous Quarter: -47.06% Sales Growth vs. Year Ago Period: -6.21% vs. Previous Quarter: -2.09% ROE 06/30/26 - 8.59 03/31/26 - 12.12 12/31/25 - 14.36 ROA 06/30/26 - 4.50 03/31/26 - 6.29 12/31/25 - 7.32 Current Ratio 06/30/26 - 2.09 03/31/26 - 2.03 12/31/25 - 1.89 Quick Ratio 06/30/26 - 2.08 03/31/26 - 2.02 12/31/25 - 1.89 Operating Margin 06/30/26 - 7.94 03/31/26 - 10.78 12/31/25 - 12.72 Net Margin 06/30/26 - 7.94 03/31/26 - 10.78 12/31/25 - 12.72 Pre-Tax Margin 06/30/26 - 10.58 03/31/26 - 13.85 12/31/25 - 15.78 Book Value 06/30/26 - 10.56 03/31/26 - 10.48 12/31/25 - 10.20 Inventory Turnover 06/30/26 - 424.77 03/31/26 - 394.02 12/31/25 - 375.14 Debt-to-Equity 06/30/26 - 0.15 03/31/26 - 0.15 12/31/25 - 0.12 Debt-to-Capital 06/30/26 - 13.35 03/31/26 - 12.72 12/31/25 - 10.60

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