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Zacks Company Profile for Nu Holdings Ltd. (NU : NYSE)

• Company Description    Nu Holdings Ltd. provides digital banking and technology platform. Nu Holdings Ltd. is based in S?O PAULO. Number of Employees: 8,716

• Price / Volume Information    Yesterday's Closing Price: $14.98 Daily Weekly Monthly 20 Day Moving Average: 57,550,232 shares Shares Outstanding: 4,818.66 (millions) Market Capitalization: $72,183.51 (millions) Beta: 1.11 52 Week High: $18.98 52 Week Low: $9.01 Short Interest Ratio:   % Price Change % Price Change Relative to S&P 500 4 Week -15.61% -14.87% 12 Week -10.30% -10.41% Year To Date -10.51% -10.95%

• Address & Contact Information Street Address Phone / Fax Email Address Web URL RUA CAPOTE VALENTE 39 PINHEIROS - SAO PAULO,D5 05409-000 BRA ph: 888-888-8888 fax: - investors@nubank.com http://www.nubank.com.br

• General Corporate Information    Officers David Velez Osorno - Chairman and Chief Executive Officer Youssef Lahrech - President and Chief Operating Officer Guilherme Marques do Lago - Chief Financial Officer David Alexandre Marcus - Director Douglas Mauro Leone - Director Peer Information Nu Holdings Ltd. (BKAU) Nu Holdings Ltd. (BKEAY) Nu Holdings Ltd. (BKNIY) Nu Holdings Ltd. (BKJAY) Nu Holdings Ltd. (ABNYY) Nu Holdings Ltd. (BNSTY) Industry / Sector / Ticker Info Analyst Coverage: No Industry Group: BANKS-FOREIGN Sector: Finance CUSIP: G6683N103 SIC: 6199 Fiscal Year Fiscal Year End: December Last Reported Quarter: 12/01/25 Next Expected EPS Date: 05/12/26 Share - Related Items Shares Outstanding: 4,818.66 Most Recent Split Date: (:1) Beta: 1.11 Market Capitalization: $72,183.51 (millions)

• EPS Information     • Dividend Information Analyst Coverage: No Dividend Yield: 0.00% Current Fiscal Quarter EPS Consensus Estimate: $0.19 Indicated Annual Dividend: $0.00 Current Fiscal Year EPS Consensus Estimate: $0.86 Payout Ratio: 0.00 Number of Estimates in the Fiscal Year Consensus: 4.00 Change In Payout Ratio: 0.00 Estmated Long-Term EPS Growth Rate: 35.72% Last Dividend Paid: NA - $0.00 Next EPS Report Date: 05/12/26

• Fundamental Ratios P/E Current FY Estimate: 17.37 Trailing 12 Months: 24.16 PEG Ratio: 0.49 Price Ratios Price/Book: 6.38 Price/Cash Flow: 22.76 Price / Sales: 4.58 EPS Growth vs. Year Ago Period: 58.33% vs. Previous Quarter: 11.76% Sales Growth vs. Year Ago Period: 56.75% vs. Previous Quarter: 12.30% ROE 12/31/25 - 30.68 09/30/25 - 30.12 06/30/25 - 29.91 ROA 12/31/25 - 4.72 09/30/25 - 4.66 06/30/25 - 4.65 Current Ratio 12/31/25 - 0.58 09/30/25 - 0.56 06/30/25 - 0.57 Quick Ratio 12/31/25 - - 09/30/25 - 0.56 06/30/25 - 0.57 Operating Margin 12/31/25 - 19.48 09/30/25 - 19.46 06/30/25 - 19.48 Net Margin 12/31/25 - 18.19 09/30/25 - 17.97 06/30/25 - 17.90 Pre-Tax Margin 12/31/25 - 24.52 09/30/25 - 25.27 06/30/25 - 24.64 Book Value 12/31/25 - 2.35 09/30/25 - 2.19 06/30/25 - 1.99 Inventory Turnover 12/31/25 - - 09/30/25 - - 06/30/25 - - Debt-to-Equity 12/31/25 - 0.39 09/30/25 - 0.29 06/30/25 - 0.24 Debt-to-Capital 12/31/25 - 27.98 09/30/25 - 22.65 06/30/25 - 19.20

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