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Zacks Company Profile for Nu Holdings Ltd. (NU : NYSE)

• Company Description    Nu Holdings Ltd. provides digital banking and technology platform. Nu Holdings Ltd. is based in S?O PAULO. Number of Employees: 8,716

• Price / Volume Information    Yesterday's Closing Price: $15.69 Daily Weekly Monthly 20 Day Moving Average: 56,183,924 shares Shares Outstanding: 4,818.66 (millions) Market Capitalization: $75,604.76 (millions) Beta: 1.07 52 Week High: $16.15 52 Week Low: $9.01 Short Interest Ratio:   % Price Change % Price Change Relative to S&P 500 4 Week 30.64% 28.34% 12 Week 28.19% 16.44% Year To Date 51.45% 34.62%

• Address & Contact Information Street Address Phone / Fax Email Address Web URL RUA CAPOTE VALENTE 39 PINHEIROS - SAO PAULO,D5 05409-000 BRA ph: 888-888-8888 fax: - investors@nubank.com http://www.nubank.com.br

• General Corporate Information    Officers David Velez Osorno - Chairman and Chief Executive Officer Youssef Lahrech - President and Chief Operating Officer Guilherme Marques do Lago - Chief Financial Officer David Alexandre Marcus - Director Douglas Mauro Leone - Director Peer Information Nu Holdings Ltd. (BKAU) Nu Holdings Ltd. (BKEAY) Nu Holdings Ltd. (BKNIY) Nu Holdings Ltd. (BKJAY) Nu Holdings Ltd. (ABNYY) Nu Holdings Ltd. (BNSTY) Industry / Sector / Ticker Info Analyst Coverage: No Industry Group: BANKS-FOREIGN Sector: Finance CUSIP: G6683N103 SIC: 6199 Fiscal Year Fiscal Year End: December Last Reported Quarter: 06/01/25 Next Expected EPS Date: 11/12/25 Share - Related Items Shares Outstanding: 4,818.66 Most Recent Split Date: (:1) Beta: 1.07 Market Capitalization: $75,604.76 (millions)

• EPS Information     • Dividend Information Analyst Coverage: No Dividend Yield: 0.00% Current Fiscal Quarter EPS Consensus Estimate: $0.15 Indicated Annual Dividend: $0.00 Current Fiscal Year EPS Consensus Estimate: $0.56 Payout Ratio: 0.00 Number of Estimates in the Fiscal Year Consensus: 3.00 Change In Payout Ratio: 0.00 Estmated Long-Term EPS Growth Rate: 34.48% Last Dividend Paid: NA - $0.00 Next EPS Report Date: 11/12/25

• Fundamental Ratios P/E Current FY Estimate: 28.19 Trailing 12 Months: 31.38 PEG Ratio: 0.82 Price Ratios Price/Book: 7.90 Price/Cash Flow: 33.09 Price / Sales: 5.88 EPS Growth vs. Year Ago Period: 16.67% vs. Previous Quarter: 16.67% Sales Growth vs. Year Ago Period: 28.78% vs. Previous Quarter: 12.96% ROE 06/30/25 - 29.91 03/31/25 - 30.77 12/31/24 - 30.43 ROA 06/30/25 - 4.65 03/31/25 - 4.80 12/31/24 - 4.72 Current Ratio 06/30/25 - 0.57 03/31/25 - 0.54 12/31/24 - 0.50 Quick Ratio 06/30/25 - 0.57 03/31/25 - 0.54 12/31/24 - 0.50 Operating Margin 06/30/25 - 19.48 03/31/25 - 19.71 12/31/24 - 19.17 Net Margin 06/30/25 - 17.90 03/31/25 - 17.88 12/31/24 - 17.12 Pre-Tax Margin 06/30/25 - 24.64 03/31/25 - 25.04 12/31/24 - 24.27 Book Value 06/30/25 - 1.99 03/31/25 - 1.79 12/31/24 - 1.59 Inventory Turnover 06/30/25 - - 03/31/25 - - 12/31/24 - - Debt-to-Equity 06/30/25 - 0.24 03/31/25 - 0.20 12/31/24 - 0.23 Debt-to-Capital 06/30/25 - 19.20 03/31/25 - 16.55 12/31/24 - 18.45

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