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Zacks Company Profile for OppFi Inc. (OPFI : NYSE)

• Company Description    Opportunity Financial LLC provide financial technology platform which powers banks to help everyday consumers gain access to credit. Opportunity Financial LLC, formerly known as FG New America Acquisition Corp., is based in CHICAGO. Number of Employees: 445

• Price / Volume Information    Yesterday's Closing Price: $9.94 Daily Weekly Monthly 20 Day Moving Average: 817,973 shares Shares Outstanding: 87.31 (millions) Market Capitalization: $867.82 (millions) Beta: 1.69 52 Week High: $17.73 52 Week Low: $6.32 Short Interest Ratio:   % Price Change % Price Change Relative to S&P 500 4 Week 3.22% 0.51% 12 Week -4.61% -8.56% Year To Date 29.76% 13.43%

• Address & Contact Information Street Address Phone / Fax Email Address Web URL 130 E. RANDOLPH STREET SUITE 3400 - CHICAGO,IL 60601 USA ph: 312-212-8079 fax: - investors@oppfi.com http://www.oppfi.com

• General Corporate Information    Officers Todd G. Schwartz - Chief Executive Officer and Chairman of the Board Pamela D. Johnson - Chief Financial Officer Jocelyn Moore - Director Christina Favilla - Director Theodore Schwartz - Director Peer Information OppFi Inc. (FI) OppFi Inc. (USIO) OppFi Inc. (PAR) OppFi Inc. (RBA) OppFi Inc. (OPAY) OppFi Inc. (TSS.) Industry / Sector / Ticker Info Analyst Coverage: No Industry Group: Financial Transaction Services Sector: Business Services CUSIP: 68386H103 SIC: 6199 Fiscal Year Fiscal Year End: December Last Reported Quarter: 09/01/25 Next Expected EPS Date: 03/04/26 Share - Related Items Shares Outstanding: 87.31 Most Recent Split Date: (:1) Beta: 1.69 Market Capitalization: $867.82 (millions)

• EPS Information     • Dividend Information Analyst Coverage: No Dividend Yield: 0.00% Current Fiscal Quarter EPS Consensus Estimate: $0.28 Indicated Annual Dividend: $0.00 Current Fiscal Year EPS Consensus Estimate: $1.57 Payout Ratio: 0.00 Number of Estimates in the Fiscal Year Consensus: 2.00 Change In Payout Ratio: 0.00 Estmated Long-Term EPS Growth Rate: % Last Dividend Paid: NA - $0.00 Next EPS Report Date: 03/04/26

• Fundamental Ratios P/E Current FY Estimate: 6.33 Trailing 12 Months: 6.54 PEG Ratio: - Price Ratios Price/Book: 3.98 Price/Cash Flow: 9.05 Price / Sales: 1.51 EPS Growth vs. Year Ago Period: 39.39% vs. Previous Quarter: 2.22% Sales Growth vs. Year Ago Period: 13.54% vs. Previous Quarter: 8.88% ROE 09/30/25 - 58.48 06/30/25 - 53.83 03/31/25 - 48.24 ROA 09/30/25 - 20.60 06/30/25 - 19.01 03/31/25 - 17.42 Current Ratio 09/30/25 - - 06/30/25 - 1.72 03/31/25 - 1.73 Quick Ratio 09/30/25 - - 06/30/25 - 1.72 03/31/25 - 1.73 Operating Margin 09/30/25 - 23.41 06/30/25 - 22.04 03/31/25 - 19.99 Net Margin 09/30/25 - 0.68 06/30/25 - -6.04 03/31/25 - -1.79 Pre-Tax Margin 09/30/25 - - 06/30/25 - 15.07 03/31/25 - 18.48 Book Value 09/30/25 - - 06/30/25 - 2.50 03/31/25 - 2.74 Inventory Turnover 09/30/25 - - 06/30/25 - - 03/31/25 - - Debt-to-Equity 09/30/25 - - 06/30/25 - 0.00 03/31/25 - 0.00 Debt-to-Capital 09/30/25 - - 06/30/25 - 0.00 03/31/25 - 0.00

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