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Zacks Company Profile for OTTAWA BANCORP (OTTW : OTC)

• Company Description    Ottawa Bancorp, Inc. offers banking products and services to individual and corporate customers primarily in the United States. It provides savings accounts, certificate of deposits, personal and business loans, debit cards, cash management, mobile banking and mortgage services. Ottawa Bancorp, Inc. is headquartered in Ottawa, Illinois. Number of Employees:

• Price / Volume Information    Yesterday's Closing Price: $18.85 Daily Weekly Monthly 20 Day Moving Average: 18,363 shares Shares Outstanding: 2.30 (millions) Market Capitalization: $43.38 (millions) Beta: 0.14 52 Week High: $19.10 52 Week Low: $14.00 Short Interest Ratio:   % Price Change % Price Change Relative to S&P 500 4 Week 19.30% 22.56% 12 Week 22.80% 21.33% Year To Date 28.23% 15.63%

• Address & Contact Information Street Address Phone / Fax Email Address Web URL 925 LaSalle Street - Ottawa,IL 61350 USA ph: 815-433-2525 fax: 815-433-2573 None http://www.myosb.bank

• General Corporate Information    Officers Craig Hepner - President & Chief Executive Officer Tracie Young - Chief Operating Officer Marc N. Kingry - Senior vice president; Chief Financial Officer Dianna Torman - Director Greg Mueller - Director Peer Information OTTAWA BANCORP (CNBKA) OTTAWA BANCORP (CNBI2) OTTAWA BANCORP (CNOB) OTTAWA BANCORP (FBNK.) OTTAWA BANCORP (FMBN) OTTAWA BANCORP (TBNK) Industry / Sector / Ticker Info Analyst Coverage: No Industry Group: BANKS-NORTHEAST Sector: Finance CUSIP: 689195105 SIC: 6035 Fiscal Year Fiscal Year End: December Last Reported Quarter: 06/01/26 Next Expected EPS Date: 11/02/26 Share - Related Items Shares Outstanding: 2.30 Most Recent Split Date: (:1) Beta: 0.14 Market Capitalization: $43.38 (millions)

• EPS Information     • Dividend Information Analyst Coverage: No Dividend Yield: 2.33% Current Fiscal Quarter EPS Consensus Estimate: $ Indicated Annual Dividend: $0.44 Current Fiscal Year EPS Consensus Estimate: $ Payout Ratio: 0.44 Number of Estimates in the Fiscal Year Consensus: Change In Payout Ratio: -0.30 Estmated Long-Term EPS Growth Rate: % Last Dividend Paid: 09/02/2026 - $0.11 Next EPS Report Date: 11/02/26

• Fundamental Ratios P/E Current FY Estimate: - Trailing 12 Months: 18.85 PEG Ratio: - Price Ratios Price/Book: 1.09 Price/Cash Flow: 22.37 Price / Sales: 2.22 EPS Growth vs. Year Ago Period: 100.00% vs. Previous Quarter: 61.54% Sales Growth vs. Year Ago Period: 13.44% vs. Previous Quarter: 7.84% ROE 06/30/26 - 5.86 03/31/26 - 4.68 12/31/25 - 4.28 ROA 06/30/26 - 0.64 03/31/26 - 0.52 12/31/25 - 0.48 Current Ratio 06/30/26 - 1.12 03/31/26 - 1.12 12/31/25 - 1.11 Quick Ratio 06/30/26 - 1.12 03/31/26 - 1.12 12/31/25 - 1.11 Operating Margin 06/30/26 - 11.77 03/31/26 - 9.69 12/31/25 - 9.15 Net Margin 06/30/26 - 11.77 03/31/26 - 9.69 12/31/25 - 9.15 Pre-Tax Margin 06/30/26 - 16.31 03/31/26 - 14.01 12/31/25 - 13.13 Book Value 06/30/26 - 17.34 03/31/26 - 17.06 12/31/25 - 17.02 Inventory Turnover 06/30/26 - 90.60 03/31/26 - - 12/31/25 - - Debt-to-Equity 06/30/26 - 0.43 03/31/26 - 0.43 12/31/25 - 0.44 Debt-to-Capital 06/30/26 - 29.91 03/31/26 - 30.30 12/31/25 - 30.46

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