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Zacks Company Profile for Pinnacle Bank (PBNK : OTC)
 
 • Company Description   
Pinnacle Bank is a full-service business bank dedicated to providing quality depository and credit services in Santa Clara, San Benito and Monterey counties. The bank focuses on commercial banking services for small to medium-sized businesses, offering a variety of products and services that combine the best of personal touch with convenient technology-based client service. Pinnacle Bank has locations in Morgan Hill, Gilroy and Salinas.

Number of Employees: 95

 
 • Price / Volume Information   
Yesterday's Closing Price: $20.32 Daily Weekly Monthly
20 Day Moving Average: 3,770 shares
Shares Outstanding: 5.93 (millions)
Market Capitalization: $120.43 (millions)
Beta: 0.36
52 Week High: $20.95
52 Week Low: $17.16
Short Interest Ratio:
  % Price Change % Price Change Relative to S&P 500
4 Week -1.60% -3.37%
12 Week -0.39% -9.56%
Year To Date 5.83% -5.51%
 
 • Address & Contact Information
Street Address Phone / Fax Email Address Web URL
7597 MONTEREY STREET
-
GILROY,CA 95020
USA
ph: 408-842-8200
fax: 408-413-5340
investorrelations@pinnacle.bank http://www.pinnacle.bank
 
 • General Corporate Information   
Officers
Jeffrey D. Payne - Chief Executive Officer and President
Susan K. Black - Chairman
Bruce H. Kendall - Vice Chairman
Bruce H. Kendall - Chief Financial Officer and Executive Vice Preside
Denise Brown - Executive Vice President

Peer Information
Pinnacle Bank (FBA)
Pinnacle Bank (FVNB)
Pinnacle Bank (FSNMQ)
Pinnacle Bank (SRYPQ)
Pinnacle Bank (BOKF)
Pinnacle Bank (FHN)
Industry / Sector / Ticker Info
Analyst Coverage: No
Industry Group: BANKS-SOUTHWEST
Sector: Finance
CUSIP: 72346K107
SIC: 6022
Fiscal Year
Fiscal Year End: December
Last Reported Quarter: 06/01/25
Next Expected EPS Date: 11/04/25
Share - Related Items
Shares Outstanding: 5.93
Most Recent Split Date: 10.00 (1.10:1)
Beta: 0.36
Market Capitalization: $120.43 (millions)
 
 
 • EPS Information     • Dividend Information
Analyst Coverage: No Dividend Yield: 0.00%
Current Fiscal Quarter EPS Consensus Estimate: $ Indicated Annual Dividend: $0.00
Current Fiscal Year EPS Consensus Estimate: $ Payout Ratio:
Number of Estimates in the Fiscal Year Consensus: Change In Payout Ratio:
Estmated Long-Term EPS Growth Rate: % Last Dividend Paid: NA - $0.00
Next EPS Report Date: 11/04/25  
 

 • Fundamental Ratios
P/E
Current FY Estimate: -
Trailing 12 Months: 11.42
PEG Ratio: -
Price Ratios
Price/Book: 1.16
Price/Cash Flow: 10.69
Price / Sales: 2.30
EPS Growth
vs. Year Ago Period: -21.74%
vs. Previous Quarter: 12.50%
Sales Growth
vs. Year Ago Period: -5.30%
vs. Previous Quarter: 3.40%
ROE
06/30/25 - 7.72
03/31/25 - 8.48
12/31/24 - 9.27
ROA
06/30/25 - 0.88
03/31/25 - 0.95
12/31/24 - 1.03
Current Ratio
06/30/25 - 0.74
03/31/25 - 0.73
12/31/24 - 0.96
Quick Ratio
06/30/25 - 0.74
03/31/25 - 0.73
12/31/24 - 0.96
Operating Margin
06/30/25 - 14.83
03/31/25 - 15.67
12/31/24 - 16.41
Net Margin
06/30/25 - 14.83
03/31/25 - 15.67
12/31/24 - 16.41
Pre-Tax Margin
06/30/25 - 20.24
03/31/25 - 21.58
12/31/24 - 22.82
Book Value
06/30/25 - 17.57
03/31/25 - 17.16
12/31/24 - 16.87
Inventory Turnover
06/30/25 - -
03/31/25 - -
12/31/24 - -
Debt-to-Equity
06/30/25 - 0.00
03/31/25 - 0.00
12/31/24 - 0.00
Debt-to-Capital
06/30/25 - 0.00
03/31/25 - 0.00
12/31/24 - 0.00
 

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