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Zacks Company Profile for Peapack-Gladstone Financial Corporation (PGC : NSDQ)

• Company Description    The Peapack-Gladstone Financial Corporation is a bank holding company for Peapack-Gladstone Bank. The Bank is primarily dedicated to providing quality, personalized financial, trust and investment services to individuals and small businesses. Number of Employees: 620

• Price / Volume Information    Yesterday's Closing Price: $25.69 Daily Weekly Monthly 20 Day Moving Average: 143,022 shares Shares Outstanding: 17.65 (millions) Market Capitalization: $453.39 (millions) Beta: 0.91 52 Week High: $37.68 52 Week Low: $23.96 Short Interest Ratio:   % Price Change % Price Change Relative to S&P 500 4 Week -5.27% -7.75% 12 Week -3.20% -7.22% Year To Date -19.84% -29.94%

• Address & Contact Information Street Address Phone / Fax Email Address Web URL 500 HILLS DRIVE - BEDMINSTER,NJ 07921 USA ph: 908-234-0700 fax: 908-234-0795 mremo@peapackprivate.com http://www.peapackprivate.com

• General Corporate Information    Officers Douglas L. Kennedy - Chief Executive Officer;President and Director F. Duffield Meyercord - Chairman of the Board Frank A. Cavallaro - Senior Executive Vice President and Chief Financia Francesco S. Rossi - Senior Vice President and Chief Accounting Officer Carmen M. Bowser - Director Peer Information Peapack-Gladstone Financial Corporation (CNBKA) Peapack-Gladstone Financial Corporation (CNBI2) Peapack-Gladstone Financial Corporation (CNOB) Peapack-Gladstone Financial Corporation (FBNK.) Peapack-Gladstone Financial Corporation (FMBN) Peapack-Gladstone Financial Corporation (TBNK) Industry / Sector / Ticker Info Analyst Coverage: No Industry Group: BANKS-NORTHEAST Sector: Finance CUSIP: 704699107 SIC: 6029 Fiscal Year Fiscal Year End: December Last Reported Quarter: 09/01/25 Next Expected EPS Date: 01/27/26 Share - Related Items Shares Outstanding: 17.65 Most Recent Split Date: 7.00 (1.05:1) Beta: 0.91 Market Capitalization: $453.39 (millions)

• EPS Information     • Dividend Information Analyst Coverage: No Dividend Yield: 0.78% Current Fiscal Quarter EPS Consensus Estimate: $0.65 Indicated Annual Dividend: $0.20 Current Fiscal Year EPS Consensus Estimate: $2.10 Payout Ratio: 0.10 Number of Estimates in the Fiscal Year Consensus: 3.00 Change In Payout Ratio: 0.02 Estmated Long-Term EPS Growth Rate: % Last Dividend Paid: 11/06/2025 - $0.05 Next EPS Report Date: 01/27/26

• Fundamental Ratios P/E Current FY Estimate: 12.21 Trailing 12 Months: 13.24 PEG Ratio: - Price Ratios Price/Book: 0.72 Price/Cash Flow: 10.28 Price / Sales: 1.04 EPS Growth vs. Year Ago Period: 25.58% vs. Previous Quarter: 20.00% Sales Growth vs. Year Ago Period: 10.30% vs. Previous Quarter: 1.41% ROE 09/30/25 - 5.56 06/30/25 - 5.25 03/31/25 - 5.27 ROA 09/30/25 - 0.48 06/30/25 - 0.46 03/31/25 - 0.47 Current Ratio 09/30/25 - - 06/30/25 - 0.96 03/31/25 - 0.95 Quick Ratio 09/30/25 - - 06/30/25 - 0.96 03/31/25 - 0.94 Operating Margin 09/30/25 - 7.91 06/30/25 - 7.62 03/31/25 - 7.71 Net Margin 09/30/25 - 7.91 06/30/25 - 7.62 03/31/25 - 7.71 Pre-Tax Margin 09/30/25 - - 06/30/25 - 10.53 03/31/25 - 10.38 Book Value 09/30/25 - - 06/30/25 - 35.51 03/31/25 - 35.34 Inventory Turnover 09/30/25 - - 06/30/25 - 24.09 03/31/25 - 22.15 Debt-to-Equity 09/30/25 - - 06/30/25 - 0.16 03/31/25 - 0.16 Debt-to-Capital 09/30/25 - - 06/30/25 - 13.73 03/31/25 - 13.88

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