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Zacks Company Profile for Patriot National Bancorp Inc. (PNBK : NSDQ)

• Company Description    Patriot National Bancorp, Inc. is the bank holding company of Patriot National Bank. The Bank is an independent bank engaged in substantially all of the business operations customarily conducted by independent commercial banks. The Bank offers a range of consumer and commercial banking services with anemphasis on serving the needs of individuals, small and medium-sized businesses and professionals. Number of Employees: 129

• Price / Volume Information    Yesterday's Closing Price: $1.49 Daily Weekly Monthly 20 Day Moving Average: 268,467 shares Shares Outstanding: 95.79 (millions) Market Capitalization: $142.74 (millions) Beta: -0.46 52 Week High: $7.47 52 Week Low: $0.90 Short Interest Ratio:   % Price Change % Price Change Relative to S&P 500 4 Week -2.61% -4.37% 12 Week 55.21% 40.92% Year To Date -23.20% -31.42%

• Address & Contact Information Street Address Phone / Fax Email Address Web URL 900 BEDFORD STREET - STAMFORD,CT 06901 USA ph: 203-252-5900 fax: 203-324-8877 investorrelations@bankpatriot.com http://www.bankpatriot.com

• General Corporate Information    Officers David Lowery - Chief Executive Officer and Director Michael Carrazza - Chairman and Director David Finn - Executive Vice President and Chief Financial Offic Edward N. Constantino - Director Emile Van den Bol - Director Peer Information Patriot National Bancorp Inc. (CNBKA) Patriot National Bancorp Inc. (CNBI2) Patriot National Bancorp Inc. (CNOB) Patriot National Bancorp Inc. (FBNK.) Patriot National Bancorp Inc. (FMBN) Patriot National Bancorp Inc. (TBNK) Industry / Sector / Ticker Info Analyst Coverage: No Industry Group: BANKS-NORTHEAST Sector: Finance CUSIP: 70336F203 SIC: 6021 Fiscal Year Fiscal Year End: December Last Reported Quarter: 06/01/25 Next Expected EPS Date: 11/18/25 Share - Related Items Shares Outstanding: 95.79 Most Recent Split Date: 3.00 (0.10:1) Beta: -0.46 Market Capitalization: $142.74 (millions)

• EPS Information     • Dividend Information Analyst Coverage: No Dividend Yield: 0.00% Current Fiscal Quarter EPS Consensus Estimate: $ Indicated Annual Dividend: $0.00 Current Fiscal Year EPS Consensus Estimate: $ Payout Ratio: Number of Estimates in the Fiscal Year Consensus: Change In Payout Ratio: Estmated Long-Term EPS Growth Rate: % Last Dividend Paid: NA - $0.00 Next EPS Report Date: 11/18/25

• Fundamental Ratios P/E Current FY Estimate: - Trailing 12 Months: - PEG Ratio: - Price Ratios Price/Book: 2.09 Price/Cash Flow: - Price / Sales: 2.46 EPS Growth vs. Year Ago Period: 92.21% vs. Previous Quarter: 71.43% Sales Growth vs. Year Ago Period: -11.49% vs. Previous Quarter: -11.47% ROE 06/30/25 - -132.38 03/31/25 - -149.65 12/31/24 - -152.20 ROA 06/30/25 - -4.57 03/31/25 - -4.26 12/31/24 - -3.89 Current Ratio 06/30/25 - 0.95 03/31/25 - 0.94 12/31/24 - 0.90 Quick Ratio 06/30/25 - 0.93 03/31/25 - 0.92 12/31/24 - 0.88 Operating Margin 06/30/25 - -76.35 03/31/25 - -70.89 12/31/24 - -65.68 Net Margin 06/30/25 - -76.35 03/31/25 - -70.89 12/31/24 - -65.68 Pre-Tax Margin 06/30/25 - -33.94 03/31/25 - -31.20 12/31/24 - -26.51 Book Value 06/30/25 - 0.71 03/31/25 - 0.71 12/31/24 - 1.07 Inventory Turnover 06/30/25 - 1.69 03/31/25 - 1.69 12/31/24 - 1.81 Debt-to-Equity 06/30/25 - 0.27 03/31/25 - 0.31 12/31/24 - 4.93 Debt-to-Capital 06/30/25 - 19.88 03/31/25 - 22.15 12/31/24 - 83.15

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