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Zacks Company Profile for Ryvyl Inc. (RVYL : NSDQ)

• Company Description    RYVYL has developed applications enabling an end-to-end suite of turnkey financial products with enhanced security and data privacy. The company is reinventing the future of financial transactions using its coyni(R) stablecoin platform as a transactional foundation. RYVYL, formerly known as GreenBox POS Inc., is based in SAN DIEGO. Number of Employees: 95

• Price / Volume Information    Yesterday's Closing Price: $5.73 Daily Weekly Monthly 20 Day Moving Average: 39,216 shares Shares Outstanding: 1.03 (millions) Market Capitalization: $5.91 (millions) Beta: 2.87 52 Week High: $66.50 52 Week Low: $4.97 Short Interest Ratio:   % Price Change % Price Change Relative to S&P 500 4 Week -51.37% -51.38% 12 Week -58.52% -59.27% Year To Date 1.10% 0.00%

• Address & Contact Information Street Address Phone / Fax Email Address Web URL 3131 Camino Del Rio North Suite 1400 - SAN DIEGO,CA 92108 USA ph: 619-631-8261 fax: - ryvylinvestor@allianceadvisors.com http://www.ryvyl.com

• General Corporate Information    Officers Fredi Nisan - Chief Executive Officer and Director Ben Errez - Chairman of the Board of Directors and Executive V George Oliva - Chief Financial Officer Zechariah Kirscher - Vice President Legal Genevieve Baer - Director Peer Information Ryvyl Inc. (FISV) Ryvyl Inc. (USIO) Ryvyl Inc. (EEFT) Ryvyl Inc. (PAR) Ryvyl Inc. (RBA) Ryvyl Inc. (OPAY) Industry / Sector / Ticker Info Analyst Coverage: No Industry Group: Financial Transaction Services Sector: Business Services CUSIP: 39366L406 SIC: 8742 Fiscal Year Fiscal Year End: December Last Reported Quarter: 09/01/25 Next Expected EPS Date: 02/13/26 Share - Related Items Shares Outstanding: 1.03 Most Recent Split Date: 1.00 (0.03:1) Beta: 2.87 Market Capitalization: $5.91 (millions)

• EPS Information     • Dividend Information Analyst Coverage: No Dividend Yield: 0.00% Current Fiscal Quarter EPS Consensus Estimate: $-2.80 Indicated Annual Dividend: $0.00 Current Fiscal Year EPS Consensus Estimate: $-41.26 Payout Ratio: Number of Estimates in the Fiscal Year Consensus: 1.00 Change In Payout Ratio: Estmated Long-Term EPS Growth Rate: % Last Dividend Paid: NA - $0.00 Next EPS Report Date: 02/13/26

• Fundamental Ratios P/E Current FY Estimate: - Trailing 12 Months: - PEG Ratio: - Price Ratios Price/Book: - Price/Cash Flow: - Price / Sales: 0.11 EPS Growth vs. Year Ago Period: 86.79% vs. Previous Quarter: 89.71% Sales Growth vs. Year Ago Period: -77.90% vs. Previous Quarter: 0.11% ROE 12/31/25 - - 09/30/25 - - 06/30/25 - - ROA 12/31/25 - - 09/30/25 - -21.79 06/30/25 - -17.52 Current Ratio 12/31/25 - - 09/30/25 - 0.82 06/30/25 - 0.67 Quick Ratio 12/31/25 - - 09/30/25 - 0.82 06/30/25 - 0.67 Operating Margin 12/31/25 - - 09/30/25 - -27.61 06/30/25 - -25.91 Net Margin 12/31/25 - - 09/30/25 - -36.89 06/30/25 - -36.27 Pre-Tax Margin 12/31/25 - - 09/30/25 - -20.30 06/30/25 - -23.25 Book Value 12/31/25 - - 09/30/25 - -3.50 06/30/25 - -15.20 Inventory Turnover 12/31/25 - - 09/30/25 - - 06/30/25 - - Debt-to-Equity 12/31/25 - - 09/30/25 - - 06/30/25 - - Debt-to-Capital 12/31/25 - - 09/30/25 - - 06/30/25 - -

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