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Zacks Company Profile for Southern Missouri Bancorp, Inc. (SMBC : NSDQ)

• Company Description    SOUTHERN MO BANCORP, INC. is a bank holding company. Number of Employees: 739

• Price / Volume Information    Yesterday's Closing Price: $68.99 Daily Weekly Monthly 20 Day Moving Average: 75,816 shares Shares Outstanding: 11.02 (millions) Market Capitalization: $759.99 (millions) Beta: 0.89 52 Week High: $70.10 52 Week Low: $47.60 Short Interest Ratio:   % Price Change % Price Change Relative to S&P 500 4 Week 2.07% -2.91% 12 Week 6.88% -1.20% Year To Date 16.69% 7.77%

• Address & Contact Information Street Address Phone / Fax Email Address Web URL 2991 Oak Grove Road - Poplar Bluff,MO 63901 USA ph: 573-778-1800 fax: 573-686-2920 bancorp@bankwithsouthern.com http://www.bankwithsouthern.com

• General Corporate Information    Officers Greg A. Steffens - Chief Executive Officer; Chaiman L. Douglas Bagby - Vice-Chairman and Director Matthew T. Funke - President and Chief Administrative Officer Stefan Chkautovich - Chief Financial Officer Sammy A. Schalk - Director Peer Information Southern Missouri Bancorp, Inc. (ABBK) Southern Missouri Bancorp, Inc. (ABCWQ) Southern Missouri Bancorp, Inc. (BDJI) Southern Missouri Bancorp, Inc. (COOPQ) Southern Missouri Bancorp, Inc. (CITZ) Southern Missouri Bancorp, Inc. (BKC.) Industry / Sector / Ticker Info Analyst Coverage: No Industry Group: FIN-SVGS & LOAN Sector: Finance CUSIP: 843380106 SIC: 6036 Fiscal Year Fiscal Year End: June Last Reported Quarter: 03/01/26 Next Expected EPS Date: 07/22/26 Share - Related Items Shares Outstanding: 11.02 Most Recent Split Date: 2.00 (2.00:1) Beta: 0.89 Market Capitalization: $759.99 (millions)

• EPS Information     • Dividend Information Analyst Coverage: No Dividend Yield: 1.45% Current Fiscal Quarter EPS Consensus Estimate: $1.65 Indicated Annual Dividend: $1.00 Current Fiscal Year EPS Consensus Estimate: $6.25 Payout Ratio: 0.17 Number of Estimates in the Fiscal Year Consensus: 1.00 Change In Payout Ratio: -0.01 Estmated Long-Term EPS Growth Rate: % Last Dividend Paid: 05/15/2026 - $0.25 Next EPS Report Date: 07/22/26

• Fundamental Ratios P/E Current FY Estimate: 11.04 Trailing 12 Months: 11.44 PEG Ratio: - Price Ratios Price/Book: 1.33 Price/Cash Flow: 12.34 Price / Sales: 2.42 EPS Growth vs. Year Ago Period: 15.11% vs. Previous Quarter: -1.23% Sales Growth vs. Year Ago Period: 1.90% vs. Previous Quarter: -1.21% ROE 03/31/26 - 12.05 12/31/25 - 11.92 09/30/25 - 11.57 ROA 03/31/26 - 1.33 12/31/25 - 1.30 09/30/25 - 1.25 Current Ratio 03/31/26 - 0.99 12/31/25 - 0.99 09/30/25 - 0.99 Quick Ratio 03/31/26 - 0.99 12/31/25 - 0.99 09/30/25 - 0.99 Operating Margin 03/31/26 - 21.50 12/31/25 - 20.94 09/30/25 - 20.00 Net Margin 03/31/26 - 21.36 12/31/25 - 20.80 09/30/25 - 19.86 Pre-Tax Margin 03/31/26 - 26.45 12/31/25 - 25.90 09/30/25 - 25.00 Book Value 03/31/26 - 52.06 12/31/25 - 50.65 09/30/25 - 49.62 Inventory Turnover 03/31/26 - 148.01 12/31/25 - 230.58 09/30/25 - 654.90 Debt-to-Equity 03/31/26 - 0.22 12/31/25 - 0.22 09/30/25 - 0.22 Debt-to-Capital 03/31/26 - 18.28 12/31/25 - 18.09 09/30/25 - 18.27

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