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Zacks Company Profile for UnitedHealth Group Incorporated (UNH : NYSE)

• Company Description    UnitedHealth Group, Inc. provides a wide range of health care products and services, such as health maintenance organizations, point of service plans, preferred provider organizations and managed fee-for-service programs. UnitedHealth has the most diverse membership base within the managed-care organization market, which gives it significant competitive advantages. The company has acquired a number of competing healthcare which transformed it from a pure health insurer to a comprehensive healthcare provider. UnitedHealth reports through two segments: UnitedHealthcare and Optum. UnitedHealthcareis divided into UnitedHealthcare Employer & Individual; UnitedHealthcare Medicare & Retirement; UnitedHealthcare Community & State and UnitedHealthcare Global; providing health care benefits globally. Optum is a technology-enabled health services business serving the broad health care marketplace, including those who need care. The segment is divided into OptumHealth, OptumInsight, OptumRx and Optum eliminations. Number of Employees: 400,000

• Price / Volume Information    Yesterday's Closing Price: $330.11 Daily Weekly Monthly 20 Day Moving Average: 5,184,843 shares Shares Outstanding: 905.84 (millions) Market Capitalization: $299,026.34 (millions) Beta: 0.42 52 Week High: $606.36 52 Week Low: $234.60 Short Interest Ratio:   % Price Change % Price Change Relative to S&P 500 4 Week -1.01% -0.85% 12 Week -10.22% -11.67% Year To Date 0.00% 0.00%

• Address & Contact Information Street Address Phone / Fax Email Address Web URL 1 HEALTH DRIVE - EDEN PRAIRIE,MN 55343 USA ph: 800-328-5979 fax: 952-936-1819 investor_relations@uhg.com http://www.unitedhealthgroup.com

• General Corporate Information    Officers Andrew Witty - Chief Executive Officer John Rex - President and Chief Financial Officer Thomas Roos - Senior Vice President and Chief Accounting Offic Charles Baker - Director Timothy Flynn - Director Peer Information UnitedHealth Group Incorporated (JUNP.) UnitedHealth Group Incorporated (GNOW) UnitedHealth Group Incorporated (CI) UnitedHealth Group Incorporated (OHP) UnitedHealth Group Incorporated (SFGH) UnitedHealth Group Incorporated (HUM) Industry / Sector / Ticker Info Analyst Coverage: No Industry Group: MED-HMO Sector: Medical CUSIP: 91324P102 SIC: 6324 Fiscal Year Fiscal Year End: December Last Reported Quarter: 09/01/25 Next Expected EPS Date: 01/27/26 Share - Related Items Shares Outstanding: 905.84 Most Recent Split Date: 5.00 (2.00:1) Beta: 0.42 Market Capitalization: $299,026.34 (millions)

• EPS Information     • Dividend Information Analyst Coverage: No Dividend Yield: 2.68% Current Fiscal Quarter EPS Consensus Estimate: $6.31 Indicated Annual Dividend: $8.84 Current Fiscal Year EPS Consensus Estimate: $17.60 Payout Ratio: 0.42 Number of Estimates in the Fiscal Year Consensus: 13.00 Change In Payout Ratio: 0.10 Estmated Long-Term EPS Growth Rate: 9.41% Last Dividend Paid: 12/08/2025 - $2.21 Next EPS Report Date: 01/27/26

• Fundamental Ratios P/E Current FY Estimate: 18.75 Trailing 12 Months: 15.71 PEG Ratio: 1.99 Price Ratios Price/Book: 2.94 Price/Cash Flow: 10.19 Price / Sales: 0.69 EPS Growth vs. Year Ago Period: -59.16% vs. Previous Quarter: -28.43% Sales Growth vs. Year Ago Period: 12.24% vs. Previous Quarter: 1.38% ROE 12/31/25 - - 09/30/25 - 19.23 06/30/25 - 23.32 ROA 12/31/25 - - 09/30/25 - 6.26 06/30/25 - 7.66 Current Ratio 12/31/25 - - 09/30/25 - 0.82 06/30/25 - 0.85 Quick Ratio 12/31/25 - - 09/30/25 - 0.82 06/30/25 - 0.85 Operating Margin 12/31/25 - - 09/30/25 - 4.43 06/30/25 - 5.51 Net Margin 12/31/25 - - 09/30/25 - 4.04 06/30/25 - 5.04 Pre-Tax Margin 12/31/25 - - 09/30/25 - 5.10 06/30/25 - 6.29 Book Value 12/31/25 - - 09/30/25 - 112.13 06/30/25 - 110.75 Inventory Turnover 12/31/25 - - 09/30/25 - - 06/30/25 - - Debt-to-Equity 12/31/25 - - 09/30/25 - 0.71 06/30/25 - 0.73 Debt-to-Capital 12/31/25 - - 09/30/25 - 43.01 06/30/25 - 43.65

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