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Zacks Company Profile for Upstart Holdings, Inc. (UPST : NSDQ)
 
 • Company Description   
Upstart Holdings Inc. is a AI lending platform partnering with banks to expand access to affordable credit. Upstart Holdings Inc. is based in San Mateo, United States.

Number of Employees: 1,405

 
 • Price / Volume Information   
Yesterday's Closing Price: $28.56 Daily Weekly Monthly
20 Day Moving Average: 4,843,371 shares
Shares Outstanding: 95.71 (millions)
Market Capitalization: $2,733.53 (millions)
Beta: 2.26
52 Week High: $87.30
52 Week Low: $23.97
Short Interest Ratio:
  % Price Change % Price Change Relative to S&P 500
4 Week -12.98% -17.23%
12 Week -3.74% -11.01%
Year To Date -34.69% -39.35%
 
 • Address & Contact Information
Street Address Phone / Fax Email Address Web URL
2950 S. DELAWARE STREET SUITE 410
-
SAN MATEO,CA 94403
USA
ph: 833-212-2461
fax: -
ir@upstart.com http://www.upstart.com
 
 • General Corporate Information   
Officers
Dave Girouard - Chief Executive Officer and Director
Sanjay Datta - Chief Financial Officer
Natalia Mirgorodskaya - Chief Accounting Officer
Peter Bernard - Director
Kerry Cooper - Director

Peer Information
Upstart Holdings, Inc. (EIIN)
Upstart Holdings, Inc. (AFMI)
Upstart Holdings, Inc. (DRL)
Upstart Holdings, Inc. (GRFPY)
Upstart Holdings, Inc. (IGOT)
Upstart Holdings, Inc. (ATLC)
Industry / Sector / Ticker Info
Analyst Coverage: No
Industry Group: FIN-MISC SVCS
Sector: Finance
CUSIP: 91680M107
SIC: 6199
Fiscal Year
Fiscal Year End: December
Last Reported Quarter: 03/01/26
Next Expected EPS Date: 08/04/26
Share - Related Items
Shares Outstanding: 95.71
Most Recent Split Date: (:1)
Beta: 2.26
Market Capitalization: $2,733.53 (millions)
 
 
 • EPS Information     • Dividend Information
Analyst Coverage: No Dividend Yield: 0.00%
Current Fiscal Quarter EPS Consensus Estimate: $0.30 Indicated Annual Dividend: $0.00
Current Fiscal Year EPS Consensus Estimate: $0.92 Payout Ratio: 0.00
Number of Estimates in the Fiscal Year Consensus: 1.00 Change In Payout Ratio:
Estmated Long-Term EPS Growth Rate: 40.57% Last Dividend Paid: NA - $0.00
Next EPS Report Date: 08/04/26  
 

 • Fundamental Ratios
P/E
Current FY Estimate: 31.04
Trailing 12 Months: 81.60
PEG Ratio: 0.77
Price Ratios
Price/Book: 3.73
Price/Cash Flow: 35.42
Price / Sales: 2.40
EPS Growth
vs. Year Ago Period: -133.33%
vs. Previous Quarter: -141.18%
Sales Growth
vs. Year Ago Period: 44.45%
vs. Previous Quarter: 4.09%
ROE
03/31/26 - 5.63
12/31/25 - 6.30
09/30/25 - 3.68
ROA
03/31/26 - 1.49
12/31/25 - 1.74
09/30/25 - 1.02
Current Ratio
03/31/26 - 0.49
12/31/25 - 0.51
09/30/25 - 0.41
Quick Ratio
03/31/26 - 0.49
12/31/25 - 0.51
09/30/25 - 0.41
Operating Margin
03/31/26 - 3.70
12/31/25 - 4.44
09/30/25 - 2.64
Net Margin
03/31/26 - 4.34
12/31/25 - 5.13
09/30/25 - 3.33
Pre-Tax Margin
03/31/26 - 4.41
12/31/25 - 5.20
09/30/25 - 3.36
Book Value
03/31/26 - 7.66
12/31/25 - 8.21
09/30/25 - 7.64
Inventory Turnover
03/31/26 - -
12/31/25 - -
09/30/25 - -
Debt-to-Equity
03/31/26 - 0.00
12/31/25 - 0.00
09/30/25 - 0.00
Debt-to-Capital
03/31/26 - 0.00
12/31/25 - 0.00
09/30/25 - 0.00
 

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