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Zacks Company Profile for UTG Inc. (UTGN : OTC)

• Company Description    UNITED TRUST INC. is a holding company whose subsidiaries service existing insurance business in force, solicit new insurance business, and acquire other companies in similar lines. Number of Employees: 40

• Price / Volume Information    Yesterday's Closing Price: $55.10 Daily Weekly Monthly 20 Day Moving Average: 229 shares Shares Outstanding: 3.14 (millions) Market Capitalization: $173.22 (millions) Beta: 0.29 52 Week High: $59.80 52 Week Low: $28.88 Short Interest Ratio:   % Price Change % Price Change Relative to S&P 500 4 Week 3.96% 4.14% 12 Week 27.99% 25.93% Year To Date 0.00% 0.00%

• Address & Contact Information Street Address Phone / Fax Email Address Web URL 205 NORTH DEPOT STREET - STANFORD,KY 40484 USA ph: 217-241-6300 fax: 217-529-1066 None http://www.utgins.com

• General Corporate Information    Officers Jesse T. Correll - Chairman of the Board; Chief Executive Officer; Pr Theodore C. Miller - Chief Financial Officer and Senior Vice President Thomas Harmon - Director Preston H. Correll - Director Gabriel J. Molnar - Director Peer Information UTG Inc. (AGC.) UTG Inc. (T.GWO) UTG Inc. (AMH.2) UTG Inc. (CSLI.) UTG Inc. (CIA) UTG Inc. (DFG) Industry / Sector / Ticker Info Analyst Coverage: No Industry Group: INS-LIFE Sector: Finance CUSIP: 90342M109 SIC: 6311 Fiscal Year Fiscal Year End: December Last Reported Quarter: 09/01/25 Next Expected EPS Date: 03/25/26 Share - Related Items Shares Outstanding: 3.14 Most Recent Split Date: 5.00 (0.10:1) Beta: 0.29 Market Capitalization: $173.22 (millions)

• EPS Information     • Dividend Information Analyst Coverage: No Dividend Yield: 0.00% Current Fiscal Quarter EPS Consensus Estimate: $ Indicated Annual Dividend: $0.00 Current Fiscal Year EPS Consensus Estimate: $ Payout Ratio: 0.00 Number of Estimates in the Fiscal Year Consensus: Change In Payout Ratio: 0.00 Estmated Long-Term EPS Growth Rate: % Last Dividend Paid: NA - $0.00 Next EPS Report Date: 03/25/26

• Fundamental Ratios P/E Current FY Estimate: - Trailing 12 Months: 6.07 PEG Ratio: - Price Ratios Price/Book: 0.75 Price/Cash Flow: 3.37 Price / Sales: 2.94 EPS Growth vs. Year Ago Period: -60.89% vs. Previous Quarter: 680.36% Sales Growth vs. Year Ago Period: -55.48% vs. Previous Quarter: 411.17% ROE 12/31/25 - - 09/30/25 - 12.86 06/30/25 - 20.73 ROA 12/31/25 - - 09/30/25 - 5.85 06/30/25 - 9.26 Current Ratio 12/31/25 - - 09/30/25 - 0.34 06/30/25 - 0.29 Quick Ratio 12/31/25 - - 09/30/25 - 0.34 06/30/25 - 0.29 Operating Margin 12/31/25 - - 09/30/25 - 48.60 06/30/25 - 55.51 Net Margin 12/31/25 - - 09/30/25 - 48.60 06/30/25 - 55.51 Pre-Tax Margin 12/31/25 - - 09/30/25 - 61.03 06/30/25 - 72.19 Book Value 12/31/25 - - 09/30/25 - 73.92 06/30/25 - 70.52 Inventory Turnover 12/31/25 - - 09/30/25 - - 06/30/25 - - Debt-to-Equity 12/31/25 - - 09/30/25 - 0.00 06/30/25 - 0.00 Debt-to-Capital 12/31/25 - - 09/30/25 - 0.00 06/30/25 - 0.00

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