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Zacks Company Profile for Westamerica Bancorporation (WABC : NSDQ)

• Company Description    Westamerica Bancorp. is a bank holding company. The company provides a full range of banking services to individual and corporate customers in Northern and Central California through its subsidiary banks, Westamerica Bank and Bank of Lake County. It also owns Westamerica CommercialCredit, Inc., a company engaged in financing accounts receivable and inventory lines of credit and term business loans and Community Banker Services Corporation, a company engaged in providing the companyand its subsidiaries data processing services and other support functions. Number of Employees: 627

• Price / Volume Information    Yesterday's Closing Price: $55.36 Daily Weekly Monthly 20 Day Moving Average: 164,632 shares Shares Outstanding: 23.49 (millions) Market Capitalization: $1,300.30 (millions) Beta: 0.57 52 Week High: $56.22 52 Week Low: $44.93 Short Interest Ratio:   % Price Change % Price Change Relative to S&P 500 4 Week 1.30% -3.65% 12 Week 5.93% -2.07% Year To Date 15.74% 6.62%

• Address & Contact Information Street Address Phone / Fax Email Address Web URL 1108 FIFTH AVENUE - SAN RAFAEL,CA 94901 USA ph: 707-863-6000 fax: 415-257-8013 investments@westamerica.com http://www.westamerica.com

• General Corporate Information    Officers David L. Payne - Chief Executive Officer; President; Chairman of th Anela Jonas - Senior Vice President and Chief Financial Officer Edward B. Sylvester - Lead Independent Director Alisa Belew - Director Martin Camsey - Director Peer Information Westamerica Bancorporation (CACB) Westamerica Bancorporation (CPF) Westamerica Bancorporation (FMBL) Westamerica Bancorporation (GRGN.) Westamerica Bancorporation (EVRT) Westamerica Bancorporation (EWBC) Industry / Sector / Ticker Info Analyst Coverage: No Industry Group: BANKS-WEST Sector: Finance CUSIP: 957090103 SIC: 6021 Fiscal Year Fiscal Year End: December Last Reported Quarter: 03/01/26 Next Expected EPS Date: 07/16/26 Share - Related Items Shares Outstanding: 23.49 Most Recent Split Date: 2.00 (3.00:1) Beta: 0.57 Market Capitalization: $1,300.30 (millions)

• EPS Information     • Dividend Information Analyst Coverage: No Dividend Yield: 3.47% Current Fiscal Quarter EPS Consensus Estimate: $ Indicated Annual Dividend: $1.92 Current Fiscal Year EPS Consensus Estimate: $ Payout Ratio: 0.41 Number of Estimates in the Fiscal Year Consensus: Change In Payout Ratio: 0.02 Estmated Long-Term EPS Growth Rate: % Last Dividend Paid: 05/04/2026 - $0.48 Next EPS Report Date: 07/16/26

• Fundamental Ratios P/E Current FY Estimate: - Trailing 12 Months: 12.33 PEG Ratio: - Price Ratios Price/Book: 1.47 Price/Cash Flow: 11.15 Price / Sales: 4.86 EPS Growth vs. Year Ago Period: -2.59% vs. Previous Quarter: 0.89% Sales Growth vs. Year Ago Period: -6.35% vs. Previous Quarter: -2.12% ROE 03/31/26 - 12.26 12/31/25 - 12.52 09/30/25 - 13.10 ROA 03/31/26 - 1.91 12/31/25 - 1.96 09/30/25 - 2.02 Current Ratio 03/31/26 - 0.22 12/31/25 - 0.26 09/30/25 - 0.29 Quick Ratio 03/31/26 - 0.22 12/31/25 - 0.26 09/30/25 - 0.29 Operating Margin 03/31/26 - 42.08 12/31/25 - 42.75 09/30/25 - 43.19 Net Margin 03/31/26 - 42.08 12/31/25 - 42.75 09/30/25 - 43.19 Pre-Tax Margin 03/31/26 - 56.60 12/31/25 - 57.65 09/30/25 - 58.47 Book Value 03/31/26 - 37.58 12/31/25 - 37.44 09/30/25 - 37.37 Inventory Turnover 03/31/26 - - 12/31/25 - - 09/30/25 - - Debt-to-Equity 03/31/26 - 0.00 12/31/25 - 0.00 09/30/25 - 0.14 Debt-to-Capital 03/31/26 - 0.00 12/31/25 - 0.00 09/30/25 - 12.55

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