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Zacks Company Profile for X Financial Sponsored ADR (XYF : NYSE)
 
 • Company Description   
X Financial is a technology-driven personal finance company primarily in China. It focused on serving underserved prime borrowers and mass affluent investors, according to the Oliver Wyman Report. X Financial is based in Shenzhen, China.

Number of Employees: 643

 
 • Price / Volume Information   
Yesterday's Closing Price: $5.18 Daily Weekly Monthly
20 Day Moving Average: 69,379 shares
Shares Outstanding: 39.09 (millions)
Market Capitalization: $202.47 (millions)
Beta: 0.53
52 Week High: $15.58
52 Week Low: $3.30
Short Interest Ratio:
  % Price Change % Price Change Relative to S&P 500
4 Week -6.83% -4.29%
12 Week 7.69% 6.40%
Year To Date -7.50% -16.59%
 
 • Address & Contact Information
Street Address Phone / Fax Email Address Web URL
7-8F BLOCK A AEROSPACE SCIENCE&TECH PLZ NO. 168 HAIDE THIRD AVENUE NANSHAN DISTRICT
-
SHENZHEN,F4 518067
CHN
ph: 86-755-8628-2977
fax: -
ir@xiaoying.com http://www.xiaoyinggroup.com
 
 • General Corporate Information   
Officers
Yue Justin Tang - Chief Executive Officer; Chairman
Kan Kent Li - President; Director
Frank Fuya Zheng - Chief Financial Officer
Zheng Wan - Director
Zheng Xue - Director

Peer Information
X Financial Sponsored ADR (EIIN)
X Financial Sponsored ADR (AFMI)
X Financial Sponsored ADR (DRL)
X Financial Sponsored ADR (GRFPY)
X Financial Sponsored ADR (IGOT)
X Financial Sponsored ADR (ATLC)
Industry / Sector / Ticker Info
Analyst Coverage: No
Industry Group: FIN-MISC SVCS
Sector: Finance
CUSIP: 98372W202
SIC: 6199
Fiscal Year
Fiscal Year End: December
Last Reported Quarter: 06/01/26
Next Expected EPS Date: 11/19/26
Share - Related Items
Shares Outstanding: 39.09
Most Recent Split Date: 11.00 (0.33:1)
Beta: 0.53
Market Capitalization: $202.47 (millions)
 
 
 • EPS Information     • Dividend Information
Analyst Coverage: No Dividend Yield: 10.50%
Current Fiscal Quarter EPS Consensus Estimate: $ Indicated Annual Dividend: $0.54
Current Fiscal Year EPS Consensus Estimate: $ Payout Ratio: 0.21
Number of Estimates in the Fiscal Year Consensus: Change In Payout Ratio: 0.17
Estmated Long-Term EPS Growth Rate: % Last Dividend Paid: NA - $0.00
Next EPS Report Date: 11/19/26  
 

 • Fundamental Ratios
P/E
Current FY Estimate: -
Trailing 12 Months: 2.02
PEG Ratio: -
Price Ratios
Price/Book: 0.18
Price/Cash Flow: 0.94
Price / Sales: 0.25
EPS Growth
vs. Year Ago Period: -64.86%
vs. Previous Quarter: 124.14%
Sales Growth
vs. Year Ago Period: -53.85%
vs. Previous Quarter: -14.12%
ROE
06/30/26 - 9.14
03/31/26 - 14.38
12/31/25 - 19.27
ROA
06/30/26 - 5.20
03/31/26 - 7.93
12/31/25 - 10.80
Current Ratio
06/30/26 - 2.06
03/31/26 - 1.92
12/31/25 - 1.88
Quick Ratio
06/30/26 - 2.06
03/31/26 - 1.92
12/31/25 - 1.88
Operating Margin
06/30/26 - 12.83
03/31/26 - 16.39
12/31/25 - 19.53
Net Margin
06/30/26 - 9.94
03/31/26 - 15.06
12/31/25 - 19.09
Pre-Tax Margin
06/30/26 - 16.57
03/31/26 - 19.88
12/31/25 - 22.91
Book Value
06/30/26 - 29.24
03/31/26 - 28.81
12/31/25 - 28.67
Inventory Turnover
06/30/26 - -
03/31/26 - -
12/31/25 - -
Debt-to-Equity
06/30/26 - 0.00
03/31/26 - 0.00
12/31/25 - 0.00
Debt-to-Capital
06/30/26 - 0.00
03/31/26 - 0.00
12/31/25 - 0.00
 

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