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Zacks Company Profile for Yirendai Ltd. (YRD : NYSE)

• Company Description    Yiren Digital Ltd. is an advanced, AI-powered platform providing a comprehensive suite of financial and lifestyle services in China. Number of Employees: 949

• Price / Volume Information    Yesterday's Closing Price: $6.00 Daily Weekly Monthly 20 Day Moving Average: 82,868 shares Shares Outstanding: 86.41 (millions) Market Capitalization: $518.44 (millions) Beta: 0.86 52 Week High: $9.20 52 Week Low: $4.41 Short Interest Ratio:   % Price Change % Price Change Relative to S&P 500 4 Week 1.69% -0.14% 12 Week -1.48% -10.55% Year To Date 25.00% 11.61%

• Address & Contact Information Street Address Phone / Fax Email Address Web URL 28/F China Merchants Bureau Building 118 Jianguo Road - Beijing,F4 100022 CHN ph: 86-10-5964-4552 fax: - ir@yirendai.com http://www.yiren.com

• General Corporate Information    Officers Ning Tang - Chairman and Chief Executive Officer Yuning Feng - Chief Financial Officer Sam Hanhui Sun - Director Hao Li - Director Shuo Zheng - Director Peer Information Yirendai Ltd. (BIZZ) Yirendai Ltd. (DCLK) Yirendai Ltd. (DGIN.) Yirendai Ltd. (DVW) Yirendai Ltd. (CYCHZ) Yirendai Ltd. (IFXC) Industry / Sector / Ticker Info Analyst Coverage: No Industry Group: INTERNET SERVICES Sector: Computer and Technology CUSIP: 98585L100 SIC: 6199 Fiscal Year Fiscal Year End: December Last Reported Quarter: 06/01/25 Next Expected EPS Date: 11/19/25 Share - Related Items Shares Outstanding: 86.41 Most Recent Split Date: (:1) Beta: 0.86 Market Capitalization: $518.44 (millions)

• EPS Information     • Dividend Information Analyst Coverage: No Dividend Yield: 6.67% Current Fiscal Quarter EPS Consensus Estimate: $ Indicated Annual Dividend: $0.40 Current Fiscal Year EPS Consensus Estimate: $ Payout Ratio: 0.19 Number of Estimates in the Fiscal Year Consensus: Change In Payout Ratio: 0.15 Estmated Long-Term EPS Growth Rate: % Last Dividend Paid: NA - $0.00 Next EPS Report Date: 11/19/25

• Fundamental Ratios P/E Current FY Estimate: - Trailing 12 Months: 2.91 PEG Ratio: - Price Ratios Price/Book: 0.37 Price/Cash Flow: 2.39 Price / Sales: 0.61 EPS Growth vs. Year Ago Period: -12.31% vs. Previous Quarter: 46.15% Sales Growth vs. Year Ago Period: 11.99% vs. Previous Quarter: 7.66% ROE 06/30/25 - 13.42 03/31/25 - 14.33 12/31/24 - 17.39 ROA 06/30/25 - 9.73 03/31/25 - 10.65 12/31/24 - 13.11 Current Ratio 06/30/25 - 3.13 03/31/25 - 3.68 12/31/24 - 3.81 Quick Ratio 06/30/25 - 3.13 03/31/25 - 3.68 12/31/24 - 3.81 Operating Margin 06/30/25 - 21.07 03/31/25 - 22.48 12/31/24 - 27.24 Net Margin 06/30/25 - 21.07 03/31/25 - 22.48 12/31/24 - 27.24 Pre-Tax Margin 06/30/25 - 23.14 03/31/25 - 24.98 12/31/24 - 32.07 Book Value 06/30/25 - 16.13 03/31/25 - 15.56 12/31/24 - 14.90 Inventory Turnover 06/30/25 - - 03/31/25 - - 12/31/24 - - Debt-to-Equity 06/30/25 - 0.00 03/31/25 - 0.00 12/31/24 - 0.00 Debt-to-Capital 06/30/25 - 0.00 03/31/25 - 0.00 12/31/24 - 0.00

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