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Zacks Company Profile for Yirendai Ltd. (YRD : NYSE)

• Company Description    Yiren Digital Ltd. is an advanced, AI-powered platform providing a comprehensive suite of financial and lifestyle services in China. Number of Employees: 949

• Price / Volume Information    Yesterday's Closing Price: $2.00 Daily Weekly Monthly 20 Day Moving Average: 185,854 shares Shares Outstanding: 86.41 (millions) Market Capitalization: $172.81 (millions) Beta: 1.13 52 Week High: $7.68 52 Week Low: $1.58 Short Interest Ratio:   % Price Change % Price Change Relative to S&P 500 4 Week -45.65% -48.73% 12 Week -47.92% -49.01% Year To Date -45.95% -47.31%

• Address & Contact Information Street Address Phone / Fax Email Address Web URL 28/F China Merchants Bureau Building 118 Jianguo Road - Beijing,F4 100022 CHN ph: 86-10-5964-4552 fax: - ir@yirendai.com http://www.yiren.com

• General Corporate Information    Officers Ning Tang - Chairman and Chief Executive Officer Yuning Feng - Chief Financial Officer Sam Hanhui Sun - Director Hao Li - Director Shuo Zheng - Director Peer Information Yirendai Ltd. (BIZZ) Yirendai Ltd. (DCLK) Yirendai Ltd. (DGIN.) Yirendai Ltd. (DVW) Yirendai Ltd. (CYCHZ) Yirendai Ltd. (IFXC) Industry / Sector / Ticker Info Analyst Coverage: No Industry Group: INTERNET SERVICES Sector: Computer and Technology CUSIP: 98585L100 SIC: 6199 Fiscal Year Fiscal Year End: December Last Reported Quarter: 12/01/25 Next Expected EPS Date: 06/11/26 Share - Related Items Shares Outstanding: 86.41 Most Recent Split Date: (:1) Beta: 1.13 Market Capitalization: $172.81 (millions)

• EPS Information     • Dividend Information Analyst Coverage: No Dividend Yield: 20.00% Current Fiscal Quarter EPS Consensus Estimate: $ Indicated Annual Dividend: $0.40 Current Fiscal Year EPS Consensus Estimate: $ Payout Ratio: 13.33 Number of Estimates in the Fiscal Year Consensus: Change In Payout Ratio: 12.39 Estmated Long-Term EPS Growth Rate: % Last Dividend Paid: NA - $0.00 Next EPS Report Date: 06/11/26

• Fundamental Ratios P/E Current FY Estimate: - Trailing 12 Months: 66.67 PEG Ratio: - Price Ratios Price/Book: 0.13 Price/Cash Flow: 1.76 Price / Sales: 0.22 EPS Growth vs. Year Ago Period: -376.92% vs. Previous Quarter: -382.35% Sales Growth vs. Year Ago Period: -31.17% vs. Previous Quarter: -37.31% ROE 03/31/26 - - 12/31/25 - 0.18 09/30/25 - 12.66 ROA 03/31/26 - - 12/31/25 - 0.13 09/30/25 - 8.93 Current Ratio 03/31/26 - - 12/31/25 - 5.04 09/30/25 - 3.00 Quick Ratio 03/31/26 - - 12/31/25 - - 09/30/25 - 3.00 Operating Margin 03/31/26 - - 12/31/25 - 0.31 09/30/25 - 20.19 Net Margin 03/31/26 - - 12/31/25 - 0.31 09/30/25 - 20.19 Pre-Tax Margin 03/31/26 - - 12/31/25 - -0.94 09/30/25 - 22.41 Book Value 03/31/26 - - 12/31/25 - 15.34 09/30/25 - 16.81 Inventory Turnover 03/31/26 - - 12/31/25 - - 09/30/25 - - Debt-to-Equity 03/31/26 - - 12/31/25 - - 09/30/25 - 0.00 Debt-to-Capital 03/31/26 - - 12/31/25 - - 09/30/25 - 0.09

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